Social Security Benefits
Social Security Disability Income
If your disability prevents you from working, your financial concerns can add to an already stressful time. You may feel overwhelmed when you think about your future and your family’s welfare. Although you believe that you may be entitled to receive benefits for your severe impairment, it can be difficult to know where to begin.
At Thompson Law Office, Tom Thompson is ready to assist you with legal matters during this difficult time. Since 2004, our firm has helped worked individuals in Connersville and Richmond Indiana areas who are filing Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) claims. We are strong advocates for our clients and serve as a vital resource throughout the entire process, including appeals.
TYPES OF BENEFITS AVAILABLE
There are several kinds of disability benefits for which a person can be eligible. Depending on the facts, an applicant may be entitled to one or more categories of benefits including:
- Disability Insurance Benefits (DIB): Someone is eligible for these benefits only if they have paid a certain amount of Social Security tax over a period of time, enough to have disability insurance coverage in force. In general, a person must have worked and paid Social Security tax for about five out of the last 10 years before the total disability began. People who get disability insurance also get Medicare, at any age, starting 30 months after their legal disability began.
- Supplemental Security Income (SSI): SSI can be paid whether or not a person has paid in enough Social Security tax to get disability insurance benefits. You must be disabled under the same rules as for disability insurance, be blind or be over 65. The applicant must also have very little income or property because this benefit is based on financial need. Also, some children 18 or younger with a severe disability can get a monthly SSI benefit if their family income is low enough.
- Disabled Widow/Widower Benefits (DWB): This is a special disability benefit for certain widows and widowers, based on the Social Security tax paid by their deceased spouse. In order to qualify, a person must be between the ages of 50 and 60 and have been married for at least 10 years to the person who was covered under Social Security at the time of their death. Also, the disability must have been severe enough to meet these rules within seven years of the spouse’s death, with some exceptions for those already receiving other kinds of Social Security benefits.
- Childhood Disability Benefits (CDB) For this category, someone must be a relative of a person already receiving disability insurance or retirement benefits, or who died while covered for Social Security. The applicant must never have married, must be at least 19 years old, and must prove that total disability began before the month they turned 22 and is continuing. The monthly benefit is based on a percentage of the parent’s rate. This category comes with Medicare, too.
Social Security Disability claims
We represent claimants at all stages of the Social Security Disability process from filing initial claims through and including the entire appeals process. We only get paid if we win.
Consultation and evaluate Disability
We provide a free consultation to evaluate claims for both SSDI and SSI